::: FATAWA - Mufti Syed Zia uddin Naqshbandi Qadri :::

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f:461 - Waiving loan with the intention of giving Zakaat	Country : Saudi Arab, Name : Muhammad Imtiyaz

Question: I have given a loan to a certain person. He is so poor that he cannot pay the loan back. Can I waive his loan with the intention of Zakaat? ............................................................................
Answer: It is not valid if the lender wants to waive the loan of the borrower by making an intention (Niyyah) of Zakaat. However, the lender can give the amount to the borrower and have him return it. As given in Durre Mukhtaar, Vol. 2, Pg. No. 13 and on the same page of Radd Ul Muhtaar. Thus, instead of waiving the loan with the intention of giving your Zakaat, what you can do is give him the amount and have him return it to you. And Allah knows best. Mufti Syed Ziauddin Naqshbandi Qadri [Professor, Islamic Law, Jamia Nizamia, Founder-Director, Abul Hasanaat Islamic Research Center]