Using credit card of Saudi British Bank

I want to ask you about using a credit card as I have recently acquired a credit card from Saudi British Bank.  I have used 21750 Riyals and I have to pay 2.22% interest on this.  Is this Haraam?

The amount that you have received from Saudi British Bank is not permissible.  The extra amount pair on the principal is interest.  You please cancel this as soon as possible and repent before Allah.

And Allah (Subhanahu Wa Ta’ala) knows best.

Mufti Syed Ziauddin Naqshbandi Qadri

[Professor, Islamic Law, Jamia Nizamia,
Founder-Director, Abul Hasanaat Islamic Research Center]